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Colorado Springs Uninsured Motorist Accident Lawyers

Did an Underinsured Driver Cause Your Crash and Leave You with Bills?

Colorado State has strict guidelines requiring all motorists to have some form of automobile insurance, or at least proof of their ability to pay for damages, before they are allowed to drive. Most people assume they will be protected if they are in a car wreck. Unfortunately, this is not necessarily the case.

Every year, collisions are caused by drivers who don't have any coverage or who lack the coverage to pay for the damages they caused. This means victims are often left footing the bill. If you or someone you love has been injured by an uninsured motorist, the Colorado Springs car crash attorneys at The Bussey Law Firm, P.C., may be able to help. Call us today at (719) 475-2555 to learn more.

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The Facts on Uninsured Motorists

In 2015, an estimated 13% of drivers were uninsured, according to the Insurance Research Council (IRC), and that number has been rising since 2010. Colorado, while close to the average, was slightly worse at 13.3%.

At any given time, one out of ten drivers on the road is not insured at all. A fender bender, when caused by an uninsured motorist, can be an expensive nightmare for victims. The average cost of damages arising from a motor vehicle accident was $3,231 in 2013. When injuries were involved, the average claim for bodily injury was $15,443. This is the reason Colorado has insurance requirements. Sadly, in a serious injury crash, these minimums are rarely enough.

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Insurance Minimums in Colorado Are Low

According to Colorado law, drivers are required to carry at least a minimum amount of liability insurance:

  • $25,000 per person to cover bodily injury
  • $50,000 per accident to cover bodily injury for two or more people
  • $15,000 per accident to cover property damage

For serious accidents, the medical bills for victims can easily reach into the hundreds of thousands of dollars. This is why insurance companies offer underinsured or uninsured motorist coverage (UM/UIM): if you are in an accident with an uninsured driver, you will be covered up to your policy limits. But even when you do have this policy, it may not be enough to cover your injuries. When considering UM/UIM coverage, remember – the more you can purchase ahead of time, the better!

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You Can't Count on Your Insurance Company to Protect You

Insurance companies are among the richest, most powerful corporations in America. They are constantly looking for ways to maximize their profits, and this includes minimizing the amount of money they pay out to their clients after a crash. More often than not, they will look to shortchange you even when it's money you are entitled to.

If you've been injured in accident caused by an uninsured or underinsured motorist, you need to consult with a knowledgeable attorney as soon as possible. At The Bussey Law Firm, P.C., our personal injury lawyers dedicate their time to protecting Colorado Springs victims. We work on a contingency fee basis on your behalf, meaning we only get paid after you do. Call us today at (719) 475-2555 to schedule a free consultation.

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