How to File a Motorcycle Injury Claim in Colorado Springs
Being involved in a motorcycle accident can be a life-altering event. Between serious injuries and the emotional toll, many riders quickly realize how complicated the aftermath can be.
Understanding how to file a motorcycle injury claim in Colorado Springs is essential for protecting your rights and recovering the compensation you deserve.
At The Bussey Law Firm, P.C., we’ve helped countless riders navigate the legal and insurance challenges that follow a motorcycle crash. We hope this step-by-step guide on how to file your claim, maximize your compensation, and avoid common mistakes will be helpful to your recovery.
Step 1: Prioritize Medical Attention
Before anything else, seek immediate medical attention after a crash, even if you think your injuries are minor. Adrenaline can mask pain, and some conditions (like internal injuries or concussions) may not present symptoms right away.
Documentation from your doctor’s visit is also critical for your motorcycle injury claim process. Medical records provide evidence of the severity and nature of your injuries, which insurance companies will scrutinize.
Step 2: Report the Crash and Collect Evidence
You must report the accident to the police right away. Call 911 if you require immediate medical assistance. If you feel up to it and conditions are safe, gather the following types of evidence from the accident scene:
- Photos of the crash site, vehicles, and your injuries
- Contact information of all parties involved
- Witness names and statements
- The official police report number
The more evidence you have, the stronger your claim. Be sure to note environmental conditions, road signage, and anything else that may have contributed to the crash.
Step 3: Notify Your Insurance Provider
Once you’re safe and have received medical care, notify your insurance company about the accident. Provide basic facts but avoid offering detailed statements or accepting any initial settlement offers without consulting an attorney.
Insurance adjusters may appear helpful, but their primary goal is to minimize what the company pays. Early offers are often low and don’t reflect the full scope of your losses.
Remember that you are not required to give a recorded statement to the at-fault party’s insurance provider. If asked to do so, politely decline and refer them to your attorney.
Step 4: Contact an Experienced Colorado Springs Motorcycle Accident Attorney
To protect your rights and improve your chances of a favorable outcome, it’s crucial to consult with a Colorado Springs personal injury attorney who understands motorcycle cases. At The Bussey Law Firm, P.C., we provide personalized, aggressive representation that includes:
- Investigating the accident
- Gathering witness testimony and crash data
- Calculating fair injury compensation CO laws allow
- Handling all insurance negotiations
- Preparing for trial if necessary
Attorney Timothy Bussey brings over 30 years of legal experience, including recognition as one of the top trial attorneys in the state. We’ve helped clients recover millions in damages after motorcycle accidents, and we know how to fight back when insurance companies try to avoid responsibility.
Step 5: Understand the Types of Compensation Available
Motorcycle accident victims in Colorado may be entitled to various forms of compensation, including:
- Medical expenses (emergency care, surgery, rehab)
- Lost wages and loss of future earning capacity
- Pain and suffering
- Property damage
- Out-of-pocket expenses related to your recovery
A knowledgeable Colorado Springs motorcycle accident lawyer can evaluate your case to ensure you pursue maximum compensation, including potential long-term damages. It’s also a good idea to keep detailed records of all expenses and losses, such as receipts, prescriptions, and mileage for doctor visits.
Step 6: Determine Fault and Build the Case
Colorado follows a modified comparative negligence system. This means you can still recover damages if you were partially at fault—as long as you’re less than 50% responsible. However, your compensation will be reduced by your percentage of fault.
For example, if you’re awarded $100,000 and found to be 20% at fault, you’ll receive $80,000.
As part of our investigation, The Bussey Law Firm, P.C., will perform the following types of actions:
- Reviewing traffic camera footage or dashcam evidence
- Working with accident reconstruction specialists
- Interviewing witnesses
- Obtaining phone records or toxicology reports (if distracted or impaired driving is suspected)
Step 7: File Your Personal Injury Claim
Now that you’ve gathered evidence and consulted a legal expert, it’s time to officially file your personal injury claim. In most cases, this starts with a demand letter sent to the at-fault party’s insurance provider. This letter includes:
- A summary of the incident
- Details of your injuries
- Documentation of your losses
- A demand for specific compensation
From there, negotiations begin. Your attorney will guide this process, countering lowball offers and preparing for litigation if necessary.
Step 8: Prepare for Settlement or Trial
Most motorcycle accident cases settle out of court, but some proceed to trial—particularly if liability is disputed or the insurer refuses a fair offer. At The Bussey Law Firm, P.C., we prepare every case for trial from day one.
Our reputation as relentless litigators signals to insurance companies that low settlements won’t be accepted. We pursue every available avenue to deliver justice to our clients.
Protecting Yourself After a Motorcycle Accident
Filing a motorcycle injury claim in Colorado Springs can feel overwhelming, especially when recovering from painful injuries. But with the right strategy and legal support, you can reclaim your financial security and hold the responsible parties accountable.
From the initial report to the final settlement, every step matters. Don’t leave your future to chance or settle for less than you deserve. The injury compensation Colorado law provides is there to help you rebuild—and we can help you get there.
Speak With an Experience Motorcycle Accident Lawyer in Colorado Springs
If you’ve been injured in a motorcycle crash in Colorado Springs, you deserve to have an experienced personal injury attorney by your side. Call The Bussey Law Firm, P.C., today at (719) 475-2555 to schedule a free consultation.
Timothy Bussey has been recognized as a Fellow by the Litigation Counsel of America (LCA) and has also been the recipient of the Martindale-Hubbell Gold Client Champion Award.
