skip to content
blog home Personal Injury Top 5 Myths About Personal Injury Claims

Top 5 Myths About Personal Injury Claims

By Timothy Bussey on February 28, 2025

A woman holding her broken and casted arm.

A personal injury can turn your whole world upside down, and you might not know where to turn for help. Unfortunately, there are a lot of myths floating around that could discourage you from filing a successful claim.

It shouldn’t cost you anything to hire a personal injury attorney. In fact, many personal injury attorneys offer a free consultation to assess the viability of your case and clear up any questions or concerns you may have about the legal process.

Myth 1: Personal Injury Claims Take Years to Settle

If you were in an accident in Colorado Springs and are thinking about filing a personal injury claim, you might worry it will take forever to settle. But the good news is that taking forever to settle is just a myth. While many people think these claims drag on for years, they can be much quicker with the right legal help.

How Your Lawyer Can Expedite the Claims Process

The truth is that many claims can be settled quickly when handled properly. But the timeline largely depends on the complexity of the case and the willingness of both parties to negotiate.

Some cases may settle in just a few months. This often happens when the facts are straightforward and liability is clear. However, cases that involve disputes over fault or severe injuries may take longer due to the need for detailed evidence and expert testimony.

An experienced Colorado Springs personal injury lawyer can streamline the claims process by handling all the paperwork and negotiations. Your attorney understands how to present evidence and build a strong claim.

Here’s how your Colorado Springs personal injury lawyer can help:

  1. We gather and organize all necessary documents, ensuring all legal standards are met.
  2. We’ll communicate with insurance companies to negotiate settlements efficiently.
  3. If settlement talks stall, we’ll prepare to take the case to court, maintaining momentum.

Myth 2: Personal Injury Lawyers Are Too Expensive

Many lawyers work on a contingency fee basis, which means they only get paid if your case is won.

Understanding Contingency Fees in Personal Injury Cases

Contingency fees level the playing field by making legal services accessible to everyone, regardless of financial status. This arrangement aligns the lawyer’s incentives with your best interests, ensuring they work diligently to secure a favorable outcome.

Most personal injury lawyers offer a free consultation so you can discuss your case without any upfront costs. During this meeting, you can assess the lawyer’s personality and experience to determine if they’re a good fit for you.

Myth 3: I Can Handle a Personal Injury Claim Without a Lawyer

While it’s possible to handle a personal injury claim on your own, it’s not advisable. The legal system can be complicated, and failure to seek professional legal help could lead to reduced settlement offers or the denial of your claim.

Why Legal Experience Matters in Every Personal Injury Case

Experienced lawyers understand the nuances of personal injury law. They know how to collect evidence, negotiate with insurance companies, and present a compelling case in court if necessary.

Lawyers also know the procedures, deadlines, and documents required to move your claim forward. Their insight ensures compliance with legal standards. Your lawyer can also identify and address potential challenges before they become issues.

Myth 4: If I’m Partially at Fault, I Can’t File a Personal Injury Claim

A common myth in Colorado is that if you’re partially at fault for an accident, you cannot file a personal injury claim. Understanding the state’s comparative fault laws is essential to dispel this misconception.

How Comparative Fault Affects Personal Injury Claims

Colorado personal injury laws follow a modified comparative fault rule. This means injured parties may recover damages even if they are partially at fault, as long as they are less than 50% responsible for the accident.

For example, if you’re found to be 30% at fault, your compensation will be reduced by that percentage. So if the total damages equaled $200,000, you could still be awarded $140,000 in compensation for your injuries and other expenses.

Myth 5: Insurance Companies Will Offer a Fair Settlement Right Away

Insurance companies make their profits by saving money whenever they can, and that means making lowball settlement offers that don’t come close to covering the costs of your medical and other expenses, such as lost wages.

How an Experienced Lawyer Can Protect Your Interests

Insurance agents count on the accident victim’s need for quick cash. But finding the right lawyer can deter insurers from making inadequate offers—and you from accepting lowball offers—because a good lawyer is always willing to take your claim to trial.

Lowball offers are common, but your lawyer can help protect against them by providing essential legal services.

  • We’ll evaluate the offer and assess whether it covers all current and future expenses related to the injury.
  • We can present counterarguments and use evidence and legal precedents to justify a higher settlement demand.
  • We know how to negotiate assertively and leverage legal insight to push for a fairer deal, often resulting in a more favorable outcome.
  • We’re prepared to take your case to trial if the other side refuses to make a serious offer.

Contact The Bussey Law Firm, P.C., to Learn More Today

For over 25 years, The Bussey Law Firm, P.C., has been helping accident victims in Colorado get justice. Lead attorney Timothy Bussey is recognized as a Fellow by the Litigation Counsel of America. He’s also received a Gold Client Champion Award from Martindale-Hubbell and has been profiled in Super Lawyers Magazine.

Call (719) 475-2555 today—during your free consultation, we’ll tell you how much your claim is worth and outline a strategy to help maximize your settlement. And, remember, you won’t owe us anything unless we win.

Posted in: Personal Injury


Categories

Recent Posts