If you have been injured in a Colorado Springs car accident, you will have to deal with insurance adjusters. It is important to remember that anything you tell an insurance adjuster can be used against you. The insurance company is not your friend. It is the objective of insurance companies to protect their bottom line by denying your claim. Remember, they are a business and need to make a profit. Making sure you get fair compensation for your losses is not their first priority. Therefore, it is in your best interest to have a basic understanding of how to deal with insurance companies if you have just been involved in an auto accident.
It is advisable to prepare yourself before calling your insurance company. Have in front of you information about the accident. Write down when and where the crash occurred. Have the details about those who were involved in the accident and their insurance providers, and about any witnesses of the accident. It is also useful to have any medical bills in front of you that you may have incurred since the crash.
When calling your insurance company, deny their request to record the conversation. You have nothing to gain by having the call recorded, and what you say can be used to deny or minimize the value of your claim. Remember to be polite and forthcoming about how the accident occurred. Provide accurate information. If you are unable to recall something, tell them that you do not remember.
Do not accept the first settlement offer right away. If they don’t deny your claim, they will likely offer you an inadequate settlement. If you accept a low-ball settlement, your case will be closed and you will not be able to pursue additional compensation. Instead, you should discuss the offer with a skilled car accident attorney. A Colorado Springs personal injury lawyer will work with medical, vocational, and other professionals to determine the extent of your losses and the potential value of your claim.
Remember to not quit. If they are not returning your calls, they could be trying to make you give up on your claim. This is another reason why having an attorney can help. Your lawyer can call the insurance provider on your behalf and make sure that your claim is dealt with in a timely manner.
Never sign any paperwork without first having it reviewed by a skilled car accident attorney. At The Bussey Law Firm, P.C., we help victims of Colorado Springs accidents get the support they need. We provide free consultations at (719) 401-0585 to anyone who has been injured in an auto accident.